Doing More for European Banks

Instant Payments

Ready to deliver a Pan-European Instant Payments CSM to meet customers’ expectations.

STET publishes PSD2 API

in full compliance with final RTS on SCA

About us

What we do

We support the full range of payments services: Direct Debits, Credit Transfers, Cards and ATMs transactions, Cheques, Bills of Exchange, and Instant Payments.

We also provide a secure network for cash withdrawal and payment authorisation messages.

Why we are different?

Through a unique combination of wide features and large economies of scale, we aim to help the European banking community in moving toward a more efficient processing of interbank payments.

We believe in servicing the European market diversity. That’s why we offer non-intrusive Governance that preserves the interests of each community, bank and PSP.

Clearing & card services

Instant Payments

Ready to deliver a Pan-European Instant Payments CSM to meet customers’ expectations.

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SEPA.eu

A Pan-European CSM for clearing and settlement of harmonised SEPA scheme transactions

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Multi-CSM

A shared platform ensuring adaptability to specific requirements along with local governance

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Card Network

A card authorisation network for all card schemes

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Mobile Payments

Tokenisation and
card digitalization services

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Fraud Control

A 100% scoring for Issuer and Acquirer

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News

ALL / News / Events / Press

Sepamail.eu and CBI have signed an interoperable IBAN-Name Check agreement

News

ACI Worldwide and STET: European Instant Cross-Border Transactions Reach New Record High

News

STET and SEPAmail.eu will set-up an interoperable Verification of Payee (VoP) solution for October 9th 2025

News